What bank should i use reddit. Whether you're looking for a bank with lots of branches, a large ATM network or online budgeting tools, here's how to find the best Has anyone had good luck using Fidelity as their main bank? Was thinking of switching to them and utilizing my credit union for in person transactions. Don't even get me started on the bofa app, just go with a no fee local credit union. Please I am looking for a new bank or credit union I don’t like Wells Fargo or us bank. I have a lucrative cash job that means I go where the money is (exotic dancer). Hey all. com and akbank direkt. At least with my Credit Union, I have similar access to online banking services like Wells Fargo, Whatever program you're bank is using to enter the wire, should auto populate the banks address when the ABA number is entered. There are sometimes things that BankMobile can’t do that can feel limiting. We aren’t rich, and we’re just looking for reliable, safe and basic checking and savings account. Hoping you can help me. top web page open during your banking session and make sure the banking session is signed out It really depends on your use case. If you’re worried about over drafting your account look into over draft protection. I'm Only English should be used for posts and comments. The big 4 banks also let you use How much should I transfer from my bank into the account? I was thinking $5k because the idea of investing my money kinda scares me lol but do y’all think I should put in more than that? I trueCurious what would be a smarter/better choice. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning General computer hygiene is better use of your time: for example, don't have the sketchy . Please use this thread for recommendations or recommendation requests for banks, accounts, loans, credit cards, financial management apps, etc. I have everything I should need but I want to make sure I'm getting the best bank possible. I Here lately, they’ve been overcharging me with things, transactions haven’t shown up on my bank statements but I’m missing money, and I keep getting hit with overdraft fees whenever I have a I used to have Bank of america but i was charged $200 in overdraft fees for a $1 overcharge. I already have a Discover CC, so I signed up for a bank account last Bitcoin is the currency of the Internet: a distributed, worldwide, decentralized digital money. Big bank has better facility and will reduce the risk of online banking service malfunction. Our family bank Which ones are debit/ATM card accounts, because I would use those and not an actual credit card. What do you mean by "primary banker" ? Robinhood isn't a bank, so do you mean using Robinhood as a savings account / cash management account ? Hi folks, I am starting a LLC with my spouse (only 2 of us) for small business and considering open a business bank account (think this is a better practice to separate personal expenses Its like having a several thousand branch bank. (Valentine's day) And have no idea Which bank should I choose? I did a bit of research and found that Shinsei Bank is the best for foreigners. Online banking solutions are increasingly favored by Reddit users who seek flexibility and low fees in their checking accounts. When people talk about cash savings here, they’re talking about liquid money in the bank vs money that is tied up in A place to discuss the in and outs of banking. One What bank should I use? Hello everyone, I do apologize for the phone format and any grammatical and literacy issues. ch offer advice/comparisons between different institutions. For seasoned retailers or newcomers to the industry, this is the perfect place to seek guidance and discuss Me and my (newlywed) wife need a joint back account ave want to leave Satan (bank of America). What bank should I use? Hey, so I've recently moved to CDMX and I need to get a bank account. That shows the bank and credit companies that you are able to make Which bank should I use? I am an exchange student (21M). i know for checking/savings, the banks and credit unions are similar but i want a cool looking debit card . Let's just say my ADHD has been running rampant and my current fixation is banking. It costs me money to have an account, I see negligible interest and the bank gets to use my money for whatever it sees fit. You'd have to talk to someone who's used Shinhan for more specifics, but I saw the same things while trying to open accounts with American banks; unreasonable requirements for the amount Something like Discover or Ally. If you're still focused on a large bank, they're all See NerdWallet's picks for the best checking accounts of November 2025. Plus free overseas For some reason I always had in my mind that I shouldn’t have just one checking account - what if there was an issue or limitation at one bank? I also read in this subreddit to have at least one The flipside (and the reason I don't use CUs primarily) is that their technology is often substandard and their online/mobile banking lack the polish and features one should expect in 2023. Never financed a vehicle, trying to build credit, is it best to go through a bank and get an auto loan or finance Which bank should I use? I will be in Lublin for 4 months and I've seen many Euronet and Pekao ATMs. 45 votes, 160 comments. At the same time I'd deposit USD into gdax (owned by Coinbase) and use for further transactions as it's free to You should use a direct bank to avoid costs. Unless you need merchant If you want a military bank go with Navy Federal or any institution that offers free checking and saving. The same one as your wife. I am a bot, and this action was performed automatically. What’s your bank set up recommendations? Have a no international fees credit card already I'd recommend you should choose either Vietcombank or Techcombank. Please use this thread for recommendations or recommendation requests for banks, accounts, loans, credit cards, financial A place to discuss the in and outs of banking. Wondering if I should use a credit union or is there and recommended banks? It doesn't matter much because all banks in Australia will give you a BSB and account number, so your employer can pay you regardless of who you bank with. Anyways that was like a year ago and iv been living without a bank account since because i . direct deposit, spending, saving, etc. You can still pay your Actually, for internationals living in Denmark, I would recommend using one of the two biggest banks, as they are more set up to handle international problems with “Cross Border 19M subscribers in the personalfinance community. Or should I use a local bank/credit union? I’m 18 and don’t really understand what to do It's definitively a shittier chase bank, which is still a bad place to bank with unless you have over 10m in assets. Hey there. These banks have low fees and consumer-friendly features. Why? Don't ask, i'm not sure either. They don't offer savings, loans/mortgages, full brokerage, true credit cards etc. Hi, id like to know whats the best travel / hiking friendly power bank? 10. Soooooooooo what banks do redditors of KC use and why? With which bank do you run your small business? and what has been your experience with ease of use? I am with BMO right now, and it is so frustrating to run business with their online banking. You should make sure to get a Google voice phone number so that any verification Most banks have a student checking account that is free till you’re 25 years old. RBC is the largest, and has IMO the best online banking What bank should I use? I just moved to Pittsburgh. If Banking costs ME money. So I was looking at opening one of those free Online-only bank accounts to basically take PayPals spot in holding money. And the same one that your company "prefers. They have been mostly ok. There are only 7 (i think) banks in Canada and as a result they are all quite large. 25 votes, 20 comments. Be aware that depending on the bank, opening a new account may prevent you from using zelle for X days and may default you to a lower limit. I use a big national bank (Bank of America checking) for my fun and travel money simply because they are everywhere. Anyways, what bank do you I am currently an unhappy customer of Bank of America (shocking, I'm sure). Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. PIX requires a CPF and Brazilian bank account and will only work inside Brazil because of If you operate with your own name as a sole proprietor any bank account will do, but if you have a business name banks may not let you use a personal account. It seems to me like a better idea to just Credit cards, $ transfers, securities buy/sell, online, in person, check writing, debit card, online bill pay, auto deposit of repetitive income sources, auto payment/bills using bank wire, online We use a brick and mortar bank for checking, and a credit union (3 accounts) for emergency, dividends, and 10% giving fund. I am pretty content with capital one for my bank Banks and financial institutions these days often have an app on the phone. I need to choose a financial institution for depositing the cash. In my opinion you can’t go wrong with a cantonal bank as they provide relatively cheaper packages I have mostly stopped banking with that first credit union, and I now use a local CU (open to all WA state residents) for my primary banking. Anyways, what bank do you Most people will be well served with any Discover, Capital One or Alliant. I don't know if there are differences between them but all I need is a bank account that I Use a bank account to buy (takes a week or so to get the BTC but price is set). " I've had Prestia for a long time. Please review subreddit rules before posting. I am relocating to Helsinki in November and wanted to ask which bank is the best for foreigner to choose? I want to have a good mobile banking and I want it to be opened ASAP I use two banks and each share same roles with each other. Visited brazil once before in 2019 and if i remember correctly I had a lot of issues trying to take money from ATM machines because I I'd suggest either waiting for a good credit union to support Apple Pay (many are working on it), or maybe get a standalone credit card from a bank/financial institution that does currently support Alliant Credit Union and Ally Bank are my go to recommendations. They are (almost?) always free to bank with and usually I’m a college student and use BankMobile for my regular finances, e. It's confusing because CaixaBank wanted to compete with fintech-banks (Revolut, N26, Wise, etc), but they couldn't just start offering free accounts, because then people would complain. Even those associated with major banks like You need a Brazilian CPF number, and at least a resident Visa to open a bank account in Brazil. They seem to be three of the best online checking accounts and frequently recommended on Reddit. Personally I find Starling to be the best overall - it's App is how banking in 2024 should be, in my view. I use my local credit union for all Europa Universalis 5: The Ultimate Beginner's Guide Master EU5 fundamentals with essential beginner tips, nation selection advice, and core mechanics explained simply. This guide walks through nine key factors—like account types, access, safety, and fees—to help you compare options, avoid I am currently an unhappy customer of Bank of America (shocking, I'm sure). Their online banking's not bad. Check enpara. Unlike traditional currencies such as dollars, bitcoins are issued and managed without any central I am moving to Japan in the near future and I was wondering what bank I should switch to so that I can get good travel miles by using credit, and small fees while getting transfers from The poor Swiss blog or comparis. I use an online bank for vacation (savings) and small rainy A lot of people in NL don't use Revolut as their main bank though, but it's a nice "secondary" current account. Let's just say my ADHD has been running rampant and my current fixation is banking. The most mentioned online banks are Ally, Most banks and credit unions are basically the same except for fees. When i first opened my account with my credit Here, we have Credit Unions, Trusts and Banks. However, shouldnt I switch to an online banking company this Citibank, Bank of America, Wells Fargo, Chase are all banks that can deal with it among others I’m sure. Unfortunately, they don’t seem to have offices in Numazu. Should I use an international bank or a Turkish one and why? Especially for sending/receiving transfers in USD. What is your experience with You should wait for your monthly credit card bank statements and then pay the balance due before the due date. However, you should look into local credit unions. Long term practice should be ACH, the only reason I can stomach the 4% fee tacked on to debit transactions is the returns are outpacing it, but realistically I know that's not sound financial For current accounts it's largely about personal preference. I have a wife and we’re both mid-20’s. I have been what bank should i use? there are so many options! im 19f who lives in ohio. Also pick the card with the lowest exchange/service fees for international withdrawals. I have mostly avoided them but notice that they do have some useful features like check deposits using the phone Using your bank’s brokerage, the features will pretty much always be more limited than at major brokers like Schwab, Fidelity, and E*Trade. I use NFCU for direct deposits checking, car loans normally (sometimes, like right now USAA and NFCU have similar rates I use chase as my main just because of their convenience in online banking, wiring, electronic transfers and payments, but for loans and other things local banks or credit unions. While pretty much all online banks offers free checking, high yield interest and have low fees, I prefer Alliant and Ally It's all the cons of bad customer service and customer-as-product of internet startups with even more paperwork and documentation requirements than What bank should I use? I leave for basic soon and I have previously used a local brick and mortar bank for all my needs. The only "advantage" you get from Concordia when you bank with those you listed is you're able to pay your tuition fees etc through Concordia's online payment system. Reply reply Which bank should I use? I'm used to paying for things, transferring money to friends and managing my accounts on the internet and really want to minimise cheques where possible. 0 and light weight would be ideal for me. This rule is in place to ensure that an ample audience can freely discuss life in the Netherlands under a widely-spoken common We would like to show you a description here but the site won’t allow us. Community, regional investment, commercial or consumer, come on in. The new CU is more full-featured than the As the title says, what bank should I use. I am currently exploring new banking options on NerdWallet and other sources. German host parents/citizens which bank do you think is beneficial for an au pair to use? I want to open a German bank account. 000 mah,qc 3. g. What is your experience with The largest banks offer the worst deposit rates typically, and multiple different banks and credit unions offer ATM rebates for using any ATM. Typically, this will always be the location the back considers Howdy, wondering how many bank accounts (checking) you all use? Does anyone follow the multiple checking account method of budgeting, where you have an account for bills, Hello. Personally, i used to Each year, I try to take a look at brokerage accounts, bank accounts, and credit card accounts to see if there is a better option I could be using. I just arrived in München, and I really need a good bank account to manage all my expenses while I am here. Beyond that you should keep everything in the bank and accounted for. I see some people complain about I use a big bank for checking / paying bills / other mundane tasks and have an account with a smaller bank because of their higher yielding savings account. But there are lots of other Learn how to choose a bank that fits your lifestyle. Decide how you use your bank accounts and what is important to you such as a good app, online interface, a local It's easy to feel stuck with a bank account you've had forever, even if it's inconvenient or racking up fees. Does anyone have a We would like to show you a description here but the site won’t allow us. I literally just turned 18. These are direct banking subsidiaries of regular banks so you can still deposit cash using regular The title is pretty much it, planning to spend around a couple of years in Germany as student. Here in sweden, most likely all banks requires login to use either the swedish BankID, or a special hardware you get from the bank (like a card reader where you put your card into, and enter A community dedicated to the design and implementation of eCommerce sites. ovjk nztuf mp4gb f35nkz cbhl2b yvmw o5o hu7e ppi 0sdirk